Description

Take full control of your finances with this beautifully designed, fully automated Spending Tracker in Excel — perfect for personal budgeting, financial planning, or even offering as a digital product on your website!

✅ What’s Inside?

• 💰 Income Tracker – Log multiple income sources with date, description, and notes.

• 💸 Expense Tracker – Record fixed and variable expenses, including payment modes and categories.

• 📊 Automated Overview Dashboard – Instantly see your total income, expenses, savings, and balance.

• 📁 Category Budget Summary – Compare actual spending to budget, with automatic over/under indicators.

• 💵 Savings Log – Keep track of emergency funds, SIPs, investments, or any saving goals.

• 📈 Visual Pie Chart – View fixed vs variable expenses at a glance.

• 🧾 Monthly Summary Sheet – Analyze income, expense ratios, and savings performance.

🎯 Key Features

• 100% Excel-Based – No macros or external tools required.

• Ready-to-Use Sample Data – Easy to understand and start using immediately.

• Automated Formulas – All calculations update as you enter your data.

• Conditional Formatting – Highlights overspending categories in red and savings in green.

• Sellable Design – Professional formatting, ideal for reselling as a digital product.

• Fully Customizable – Change categories, currencies, colors, or structure to match your brand.

🧑‍💻 Ideal For

• Individuals & families budgeting monthly income

• Freelancers and small business owners

• Financial coaches or personal finance bloggers

• Digital product creators and educators

📦 What’s Included?

• ✔️ Excel File (.xlsx)

• ✔️ Pre-filled Sample Data

• ✔️ Auto-calculated formulas & charts

• ✔️ Ready for personal or commercial use